PayPal Credit – Bill Me Later

Checkout with PayPal Credit and Get 6 Months to Pay with Zero Interest (for purchases over $99)

PayPal Credit is a financing option offered through PayPal. It is similar to a personal line of credit built right into your PayPal account, which gives you up to 6 months to pay for your purchase. During that time, there are no required monthly payments and there is no interest, provided you pay the balance within 6 months.

Simply put, you can buy what you want today without having to immediately pay for it!
To take advantage of PayPal Credit, simply select PayPal as your payment method during checkout.


You have to have a PayPal account in order to use PayPal Credit. If you aren’t already approved with for PayPal Credit please fill out the application here, and then come back to this site to make your purchase after you are approved.

If you DO NOT yet have a PayPal account, you are in the right spot (“Use PayPal credit and create a PayPal account”). If you already have a PayPal account, click the “Log in to PayPal to use PayPal Credit” link.

You will have to answer a few very basic questions and accept the terms. You will receive your approval notice usually in seconds!

Look for an email with your PayPal credit statement. It is really that simple!

For further information and frequently asked questions, click here to be taken to the PayPal Credit additional information page.